Team Lead – Underwriting

Job Summary

The Team Lead – Underwriting is responsible for risk evaluation, pricing, and policy structuring while ensuring compliance and portfolio profitability. The role also involves supervising underwriting operations and managing team performance.

Key Responsibilities

• Assess risks and determine exposure, premiums, and policy terms.
• Prepare quotations and negotiate terms with brokers.
• Review survey reports and incorporate necessary policy conditions.
• Analyze loss ratios and recommend renewal terms.
• Review and approve policy documents, endorsements, and transactions.
• Ensure timely issuance and delivery of documents to clients.
• Monitor uploads to data systems and NIID.
• Advise on risk improvement measures.
• Monitor portfolio performance for growth and profitability.
• Escalate complex risks and ensure compliance with reinsurance limits.
• Prepare periodic regulatory and internal reports.
• Track renewals and ensure timely processing.
• Liaise with clients, brokers, and internal teams for underwriting information.
• Supervise team members, conduct performance reviews, and provide training.

Requirements

• Minimum of a Bachelor’s Degree or Higher Diploma in Insurance, Risk Management or related field from a reputable Educational Institution

• Minimum of five (5) years relevant experience in Insurance industry.

• A professional qualification of Insurance or progress to Associate level (CIIN or CII) may be added advantage.

• A good knowledge of General insurance policies and their applicable terms and conditions.

• A good knowledge of Insurance regulatory policies, laws and practices as well as market demands in line with economy is essential.

• Orientation for details and thoroughness.

• Strong communications and negotiation skills.

• Proficiency in use of Microsoft Office Tools (Excel, Word, PowerPoint and Outlook)